Home improvement projects—also known as home repairs, renovations, or remodeling—range from small painting projects to complete reconstruction of rooms or of an entire home.

Home improvement projects can present a number of potential legal issues, including financing and loans (home equity line of credit or HELOC, for example); the construction contract for the work (materials and labor); surveys and lot lines; mechanic’s liens; waivers or releases of mechanic’s liens; insurance against damage or loss (builder’s risk) to the home or materials; and worker’s compensation insurance to insure against personal injuries sustained by a contractor or subcontractor.

In Hawaii, home improvement projects are subject to various legal considerations. Financing such projects often involves securing a home equity line of credit (HELOC) or other loans, which are regulated by state and federal lending laws. The construction contract, which details the scope of work, materials, labor, and payment terms, is a critical legal document that should comply with Hawaii's contracting laws. Before starting a project, homeowners should ensure that property surveys and lot lines are respected to avoid disputes. Mechanic’s liens are a legal tool for contractors and subcontractors to secure payment for their work, and Hawaii has specific statutes governing the filing and release of these liens. Insurance is another important aspect, with builder’s risk insurance covering damage or loss to the property during construction, and worker’s compensation insurance being mandatory to cover personal injuries to workers on the job. Homeowners and contractors should be aware of these legal requirements to ensure compliance and protect their interests during home improvement projects.