Comparative fault—also known as comparative negligence—is a rule of tort law for allocating liability when two or more parties to an accident or liability incident are at least somewhat at fault.
For example, in a case in which both the plaintiff and the defendant were negligent, the jury may be asked to apportion the liability or responsibility for the accident (and the resulting damages) between the parties—usually as a percentage of each party's negligence—and the plaintiff’s recovery against the defendant may be offset or reduced by the amount of the plaintiff’s negligence. This rule may be referred to as pure comparative fault.
Other states have enacted a modified comparative fault statute or law that reduces a plaintiff’s recovery by the plaintiff’s percentage of fault, but bars a plaintiff from any recovery if the plaintiff is 50% or more at fault for the cause of the accident.
And in South Dakota, the comparative fault system uses a slight/gross negligence system and only analyzes the comparative fault if the plaintiff’s negligence is slight and the defendant’s negligence is gross. Under this slight/gross negligence system, if the plaintiff’s negligence is more than slight and the defendant’s negligence is less than gross, the plaintiff is barred or prohibited from any recovery.
Comparative fault laws vary from state to state and may change or evolve at any time—whether they are located in court opinions or in statutes.
In Kentucky, the rule of comparative fault, also known as comparative negligence, is applied in cases where multiple parties share fault in an accident or incident. Kentucky follows a pure comparative fault system, which means that a plaintiff's recovery is reduced by their percentage of fault, but they are not barred from recovery unless they are found to be 100% at fault. For instance, if a plaintiff is found to be 30% at fault for an accident and the damages amount to $100,000, the plaintiff's recovery would be reduced by 30%, allowing them to recover $70,000. This system allows plaintiffs to recover damages even if they are significantly at fault, as long as they are not entirely responsible for the incident. Kentucky's approach contrasts with modified comparative fault states, where plaintiffs may be barred from recovery if their fault reaches a certain threshold (commonly 50% or more), and with states like South Dakota that use a slight/gross negligence system. It's important to note that comparative fault laws can be subject to change and may be defined by both statutory law and court decisions.