A DUI/DWI conviction, driver’s license suspension or revocation, or related accident or traffic violation may significantly increase a driver’s insurance rate (by an average of 80%)—and two or more DUI/DWI convictions may make it difficult for a driver to acquire the insurance necessary to operate a vehicle.
In Kansas, a DUI (Driving Under the Influence) or DWI (Driving While Intoxicated) conviction can have a substantial impact on a driver's car insurance rates. Following such a conviction, insurance providers may consider the driver to be high-risk, which often results in increased premiums. On average, insurance rates can go up by approximately 80%, although the exact increase can vary based on the insurance company and the specifics of the driver's record. If a driver accumulates two or more DUI/DWI convictions, the challenge of obtaining car insurance can become even greater, as some insurers may be reluctant to provide coverage to individuals with multiple offenses. Additionally, a DUI/DWI conviction typically leads to a driver's license suspension or revocation, which is a matter of public record and can be easily accessed by insurance companies. This, along with any related accidents or traffic violations, further contributes to the likelihood of higher insurance costs.