Lawsuits to collect debts are usually filed in state courts—and may be filed in small claims courts, depending on the amount of the debt and the small claims court’s jurisdictional limits (the maximum amount of a claim that can be filed in the court).
In Kentucky, lawsuits to collect debts are typically filed in state courts, and the venue depends on the amount of the debt. For smaller debts, creditors may choose to file a lawsuit in small claims court, which is a division of the District Court. The jurisdictional limit for small claims court in Kentucky is $2,500. This means that any claim for debt collection that does not exceed $2,500 can be filed in small claims court. Claims exceeding this amount must be filed in a court with appropriate jurisdiction, such as District Court or Circuit Court, depending on the amount of the debt and other factors. It's important for debtors to respond to such lawsuits to avoid default judgments, and they may wish to seek advice from an attorney to understand their rights and obligations under Kentucky law.