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Automobiles

proof of insurance

Almost every state requires its licensed drivers to have a minimum amount of insurance coverage. The required insurance generally includes bodily injury liability coverage and property damage liability coverage in certain minimum amounts.

You are required to show proof of the minimum insurance coverage to a police officer when you are stopped for a moving traffic violation or involved in a traffic accident—and you may receive a citation if you are not able to show proof of insurance. And in some states you are required to show proof of insurance to register your car. In those states, the failure to register your car may result in an additional citation.

In California, drivers are mandated by law to have a minimum amount of auto insurance coverage. The required coverage typically includes bodily injury liability and property damage liability. The minimum liability insurance requirements are $15,000 for injury/death to one person, $30,000 for injury/death to more than one person, and $5,000 for damage to property. Drivers must provide proof of insurance when stopped by law enforcement for a traffic violation or when involved in an accident. Failure to show proof of insurance can lead to a citation. Additionally, proof of insurance is necessary to register a vehicle in California. Not having your vehicle properly registered can also result in a citation and other penalties.

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Automobiles

proof of insurance

Individual & Family Legal Plan

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California State Code

California State Code

Automobiles

proof of insurance

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