Almost every state (except New Hampshire and Virginia) requires its licensed drivers to have a minimum amount of insurance coverage. The required insurance generally includes bodily injury liability coverage and property damage liability coverage in certain minimum amounts.

The cost of insurance is affected by many factors, including the driver’s driving record. A single speeding ticket can increase your insurance rates by as much as 25-30%, and more serious offenses such as DUI/DWI, street racing, or hit-and-run can increase the cost of your insurance by 75% or more.

A driver who has received a ticket or citation for a criminal offense or traffic violation with the potential to increase their insurance rates may want to consult with a lawyer who has relevant experience and expertise.

In Washington State, drivers are required by law to carry auto insurance or otherwise meet financial responsibility requirements. The minimum coverage includes $25,000 for injuries or death to one person, $50,000 for injuries or death per accident, and $10,000 for property damage. Insurance premiums are influenced by various factors, including the driver's record. Traffic violations such as speeding can raise insurance rates significantly, typically between 25-30%. More severe infractions, like DUI/DWI, street racing, or hit-and-run, can lead to even higher increases, sometimes by 75% or more. Drivers in Washington who have received a ticket or citation that could impact their insurance rates may benefit from consulting with an attorney who specializes in traffic violations and insurance law to explore their options and potentially mitigate the consequences.