Almost every state (except New Hampshire and Virginia) requires its licensed drivers to have a minimum amount of insurance coverage. The required insurance generally includes bodily injury liability coverage and property damage liability coverage in certain minimum amounts.

The cost of insurance is affected by many factors, including the driver’s driving record. A single speeding ticket can increase your insurance rates by as much as 25-30%, and more serious offenses such as DUI/DWI, street racing, or hit-and-run can increase the cost of your insurance by 75% or more.

A driver who has received a ticket or citation for a criminal offense or traffic violation with the potential to increase their insurance rates may want to consult with a lawyer who has relevant experience and expertise.

In Pennsylvania (PA), drivers are required by law to carry car insurance. The minimum coverage includes bodily injury liability of at least $15,000 per person and $30,000 per accident, and property damage liability coverage of at least $5,000. Additionally, Pennsylvania law mandates that drivers carry medical benefits coverage of at least $5,000. The cost of car insurance in PA can be influenced by various factors, including the driver's record. Traffic violations such as speeding can result in a significant increase in insurance premiums, often between 25-30%. More severe infractions, like DUI/DWI, street racing, or hit-and-run, can lead to even higher increases, sometimes exceeding 75%. Drivers in PA who have received tickets or citations that could impact their insurance rates may benefit from consulting with an attorney who specializes in traffic violations and insurance law to explore their options and potentially mitigate the consequences.