Almost every state (except New Hampshire and Virginia) requires its licensed drivers to have a minimum amount of insurance coverage. The required insurance generally includes bodily injury liability coverage and property damage liability coverage in certain minimum amounts.

The cost of insurance is affected by many factors, including the driver’s driving record. A single speeding ticket can increase your insurance rates by as much as 25-30%, and more serious offenses such as DUI/DWI, street racing, or hit-and-run can increase the cost of your insurance by 75% or more.

A driver who has received a ticket or citation for a criminal offense or traffic violation with the potential to increase their insurance rates may want to consult with a lawyer who has relevant experience and expertise.

In Maine, drivers are required to carry a minimum amount of auto insurance coverage. This includes bodily injury liability coverage of at least $50,000 per person and $100,000 per accident, and property damage liability coverage of at least $25,000. Maine also requires drivers to have uninsured/underinsured motorist coverage and medical payments coverage. The cost of auto insurance in Maine can be influenced by various factors, including the driver's record. Traffic violations such as speeding tickets can lead to an increase in insurance premiums, with more severe offenses like DUI/DWI or hit-and-run incidents potentially causing even greater hikes. Drivers in Maine who have received citations or are facing charges that could impact their insurance rates may benefit from consulting with an attorney who specializes in traffic violations or insurance law to explore their options and potentially mitigate the consequences.