Almost every state (except New Hampshire and Virginia) requires its licensed drivers to have a minimum amount of insurance coverage. The required insurance generally includes bodily injury liability coverage and property damage liability coverage in certain minimum amounts.

The cost of insurance is affected by many factors, including the driver’s driving record. A single speeding ticket can increase your insurance rates by as much as 25-30%, and more serious offenses such as DUI/DWI, street racing, or hit-and-run can increase the cost of your insurance by 75% or more.

A driver who has received a ticket or citation for a criminal offense or traffic violation with the potential to increase their insurance rates may want to consult with a lawyer who has relevant experience and expertise.

In Idaho, as in most states, drivers are required to carry a minimum amount of auto insurance. This includes bodily injury liability coverage, which covers injury or death to others in an accident that is the driver's fault, and property damage liability coverage, which pays for damage to another person's property. The minimum amounts required by Idaho law are $25,000 for bodily injury to one person, $50,000 for bodily injury per accident, and $15,000 for property damage per accident. Insurance rates in Idaho can be influenced by a driver's record, with infractions such as speeding tickets potentially increasing rates by 25-30%. More serious offenses, like DUI/DWI, street racing, or hit-and-run, can lead to even higher increases, sometimes by 75% or more. Drivers in Idaho who have received citations that may impact their insurance rates may benefit from consulting with an attorney who specializes in traffic violations or criminal defense to potentially mitigate the consequences on their insurance costs and driving record.