Almost every state (except New Hampshire and Virginia) requires its licensed drivers to have a minimum amount of insurance coverage. The required insurance generally includes bodily injury liability coverage and property damage liability coverage in certain minimum amounts.

The cost of insurance is affected by many factors, including the driver’s driving record. A single speeding ticket can increase your insurance rates by as much as 25-30%, and more serious offenses such as DUI/DWI, street racing, or hit-and-run can increase the cost of your insurance by 75% or more.

A driver who has received a ticket or citation for a criminal offense or traffic violation with the potential to increase their insurance rates may want to consult with a lawyer who has relevant experience and expertise.

In Colorado, as in most states, drivers are required to carry a minimum amount of auto insurance. This typically includes bodily injury liability and property damage liability coverage. The minimum required amounts in Colorado are $25,000 for bodily injury or death to any one person in an accident, $50,000 for bodily injury or death to all persons in any one accident, and $15,000 for property damage in any one accident. Insurance premiums can be significantly affected by a driver's record. Traffic violations such as speeding can increase insurance rates by 25-30%, while more severe infractions like DUI/DWI or hit-and-run may lead to increases of 75% or more. Drivers in Colorado who have received a ticket or citation that could impact their insurance rates may benefit from consulting with an attorney who specializes in traffic violations or criminal defense to potentially mitigate the consequences on their insurance costs and driving record.