Even if you are driving under the posted speed limit, you may be given a ticket or citation for driving too fast for the conditions. Driving too fast for conditions is defined as traveling at a speed that is greater than a reasonable standard for safe driving.
Examples of conditions where drivers may find themselves driving too fast include wet roadways (rain, snow, or ice); reduced visibility (fog); uneven roads; construction zones; curves; intersections; gravel roads; and heavy traffic.
In Indiana, as in many other states, it is possible to receive a ticket for driving too fast for conditions, even if you are driving at or below the posted speed limit. This is because Indiana law requires drivers to operate their vehicles at a speed that is reasonable and prudent under the conditions, taking into account factors such as weather, visibility, and road conditions. Indiana Code Title 9. Motor Vehicles § 9-21-5-1 specifically states that a person may not drive a vehicle on a highway at a speed greater than is reasonable and prudent under the conditions, having regard to the actual and potential hazards then existing. This means that in adverse conditions such as rain, snow, ice, fog, construction zones, or heavy traffic, drivers are expected to adjust their speed accordingly to ensure safety. Failure to do so can result in a citation for driving too fast for conditions, which is considered a moving violation and may result in fines, points on your driving record, and increased insurance rates.