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Real property

special warranty deed

A special warranty deed is a deed transferring or conveying ownership of property in which the grantor (seller or transferor) promises (covenants) to defend the title only against other defects, liens, encumbrances, or claims made by the grantor or by someone claiming by or under the grantor.

In other words, a special warranty deed provides a limited warranty of title and does not warrant against claims or defects in the title that existed before the grantor took possession of the property.

In Wisconsin, a special warranty deed is a type of deed where the grantor (seller) guarantees the title to the property against any defects that may have arisen during their period of ownership. Essentially, the grantor warrants that they have not done anything to encumber the property and that they will defend the new owner against claims or issues that arose during their ownership. However, unlike a general warranty deed, the grantor of a special warranty deed does not provide a guarantee against any issues or claims that predate their ownership. This means that if there were any title defects or claims before the grantor acquired the property, the grantor is not responsible for them. Special warranty deeds are often used in commercial property transactions and in situations where the grantor is unable to provide a full warranty on the title, such as a bank selling a foreclosed property.

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Real property

special warranty deed

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Wisconsin State Code

Wisconsin State Code

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Real property

special warranty deed