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Real property

special warranty deed

A special warranty deed is a deed transferring or conveying ownership of property in which the grantor (seller or transferor) promises (covenants) to defend the title only against other defects, liens, encumbrances, or claims made by the grantor or by someone claiming by or under the grantor.

In other words, a special warranty deed provides a limited warranty of title and does not warrant against claims or defects in the title that existed before the grantor took possession of the property.

In New Jersey, a special warranty deed is a type of deed where the grantor (the person selling or transferring the property) guarantees the title only against defects that may have arisen during their period of ownership. This means the grantor is not responsible for any title issues that existed before they took possession of the property. The special warranty deed offers less protection to the buyer than a general warranty deed, which guarantees the title against all past defects, regardless of when they arose. The special warranty deed is often used in commercial property transactions or in situations where the grantor has owned the property for a short time and cannot vouch for the quality of the title prior to their ownership. It is important for buyers to understand the limited scope of protection offered by a special warranty deed and to consider obtaining title insurance for additional protection.

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Real property

special warranty deed

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Real property

special warranty deed

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