A special warranty deed is a deed transferring or conveying ownership of property in which the grantor (seller or transferor) promises (covenants) to defend the title only against other defects, liens, encumbrances, or claims made by the grantor or by someone claiming by or under the grantor.
In other words, a special warranty deed provides a limited warranty of title and does not warrant against claims or defects in the title that existed before the grantor took possession of the property.
In Louisiana, a special warranty deed is a type of conveyance document that provides a limited warranty of title. This means that the grantor (seller or transferor) of the property guarantees the title only against defects, liens, encumbrances, or claims that arose during their period of ownership. The grantor does not provide a warranty against any issues that existed before they acquired the property. This is in contrast to a general warranty deed, which provides a broader warranty of title against all title defects, regardless of when they arose. It's important for buyers to understand the extent of the warranty being provided with a special warranty deed, as it offers less protection than a general warranty deed. In Louisiana, the specific terms of the deed and the extent of the warranty should be clearly stated in the conveyance document to avoid any ambiguity regarding the grantor's obligations.