A sheriff’s deed is a deed that transfers or conveys title (ownership rights) in property purchased at a sheriff’s sale. A sheriff’s sale is typically ordered by a court after a person or entity fails to pay a court judgment against them (a judgment debtor) or when the property is the subject of a mortgage foreclosure.

Laws vary from state to state, but a debtor whose property is the subject of a mortgage foreclosure that was sold at a sheriff’s sale may have the right to redeem the property or the right to redemption of the property—paying the amount due and keeping the property—until confirmation of the sale is signed by the judge and filed by the court. This redemption period is usually defined by state statute and may be referred to as a statutory redemption period.

The lender (bank) that is foreclosing on the mortgage is often the high bidder that purchases the property at a sheriff’s sale. If another party is the high bidder at the sheriff’s sale, the lender (bank) may be able to get a deficiency judgment against the debtor (borrower or mortgagor) if the sale amount isn’t enough to pay the balance of the debt—depending on the state’s law.

In West Virginia, a sheriff's deed is a legal document that transfers ownership of a property sold at a sheriff's sale. Sheriff's sales typically occur when a property owner fails to pay a court judgment or when a property is foreclosed upon. West Virginia law provides a statutory redemption period, which allows the debtor to redeem the property by paying the full amount owed before the sale is confirmed by a judge. This redemption period gives the debtor a final opportunity to retain ownership of the property after a sheriff's sale but before the sale is finalized by the court. If the property is sold for less than the amount owed on the mortgage, the lender may seek a deficiency judgment against the debtor to recover the remaining balance. The specifics of the redemption period and the rights of both the debtor and the lender are governed by West Virginia state statutes.