A lien (pronounced lean) is a legal right, claim, or interest in another person’s property that remains until a debt is paid or an obligation is fulfilled. For example, a lien may be placed on real property to secure a contractor’s claim for payment for work or materials provided to improve the property (a mechanic’s lien) or by a homeowners’ association to secure payment for unpaid dues or assessments against an individual homeowner.

There are many different types of liens related to real property and the laws regarding these liens may vary from state to state.

In Tennessee, a lien is a legal claim against property to secure payment for a debt or fulfillment of an obligation. One common type of lien is a mechanic's lien, which contractors, subcontractors, or suppliers can file against a property if they have not been paid for work performed or materials provided. To enforce a mechanic's lien in Tennessee, the claimant must file a notice of the lien with the Register of Deeds in the county where the property is located within 90 days of the last day of providing labor, services, or materials. Another type of lien is a homeowners' association (HOA) lien, which an HOA can place on a property for unpaid dues or assessments. Tennessee law requires HOAs to follow specific procedures, including providing notice to the homeowner, before enforcing such liens. The process for enforcing liens can involve legal action and may ultimately lead to the sale of the property to satisfy the debt. It is important for property owners and potential lien claimants to understand the specific requirements and timelines set forth by Tennessee statutes to protect their rights.