A lien (pronounced lean) is a legal right, claim, or interest in another person’s property that remains until a debt is paid or an obligation is fulfilled. For example, a lien may be placed on real property to secure a contractor’s claim for payment for work or materials provided to improve the property (a mechanic’s lien) or by a homeowners’ association to secure payment for unpaid dues or assessments against an individual homeowner.
There are many different types of liens related to real property and the laws regarding these liens may vary from state to state.
In Nevada, a lien is a legal claim against property to secure payment for a debt or fulfillment of an obligation. One common type of lien is a mechanic's lien, which contractors, subcontractors, or suppliers can file when they have not been paid for work done or materials provided to improve real property. To enforce a mechanic's lien in Nevada, the claimant must record a notice of lien with the county recorder's office where the property is located within 90 days after the completion of the work or delivery of materials. Another type of lien is a homeowners' association (HOA) lien, which an HOA can place on a property for unpaid dues or assessments. Under Nevada law, an HOA has a super-priority lien for certain amounts of unpaid assessments, which can take precedence over other liens except for tax liens and first mortgages recorded before the delinquency. The specific procedures and requirements for establishing and enforcing liens are detailed in Nevada Revised Statutes, and it is important for property owners and claimants to understand these laws to protect their rights.