A lien (pronounced lean) is a legal right, claim, or interest in another person’s property that remains until a debt is paid or an obligation is fulfilled. For example, a lien may be placed on real property to secure a contractor’s claim for payment for work or materials provided to improve the property (a mechanic’s lien) or by a homeowners’ association to secure payment for unpaid dues or assessments against an individual homeowner.
There are many different types of liens related to real property and the laws regarding these liens may vary from state to state.
In Nebraska, a lien is a legal claim against property that ensures payment of a debt or fulfillment of an obligation. One common type of lien is a mechanic's lien, which contractors can use to secure payment for labor or materials provided for property improvements. To enforce a mechanic's lien in Nebraska, the contractor must file a preliminary notice within 120 days of furnishing labor or materials and then file a lien within 120 days after the work is completed. Homeowners' associations (HOAs) can also place liens on property for unpaid dues or assessments. These liens are governed by the association's covenants and Nebraska state law, which may require the HOA to provide notice to the homeowner before recording the lien. It's important to note that the process for enforcing liens can be complex and time-sensitive, and failure to comply with statutory requirements can invalidate the lien. Therefore, property owners or contractors dealing with lien issues in Nebraska may benefit from consulting with an attorney to navigate the specific legal requirements.