A lien (pronounced lean) is a legal right, claim, or interest in another person’s property that remains until a debt is paid or an obligation is fulfilled. For example, a lien may be placed on real property to secure a contractor’s claim for payment for work or materials provided to improve the property (a mechanic’s lien) or by a homeowners’ association to secure payment for unpaid dues or assessments against an individual homeowner.

There are many different types of liens related to real property and the laws regarding these liens may vary from state to state.

In Missouri, a lien is a legal claim against property that ensures payment of a debt or fulfillment of an obligation. One common type of lien is the mechanic's lien, which contractors can use to secure payment for labor or materials provided for property improvements. To enforce a mechanic's lien in Missouri, the contractor must file a claim within six months after the work is completed or materials are supplied. Another type of lien is one that homeowners' associations (HOAs) may place on a property for unpaid dues or assessments. Missouri law requires the HOA to follow specific procedures, including providing notice to the homeowner, before enforcing such a lien. The process for enforcing liens can involve filing the lien with the appropriate county office and potentially initiating legal proceedings to foreclose on the lien if the debt remains unpaid. It's important to note that the rules and timeframes for filing and enforcing liens can vary, and an attorney can provide guidance specific to the type of lien and the circumstances involved.