A lien (pronounced lean) is a legal right, claim, or interest in another person’s property that remains until a debt is paid or an obligation is fulfilled. For example, a lien may be placed on real property to secure a contractor’s claim for payment for work or materials provided to improve the property (a mechanic’s lien) or by a homeowners’ association to secure payment for unpaid dues or assessments against an individual homeowner.
There are many different types of liens related to real property and the laws regarding these liens may vary from state to state.
In Indiana, a lien is a legal claim against property that ensures payment of a debt or fulfillment of an obligation. One common type of lien is the mechanic's lien, which contractors, subcontractors, or suppliers can file against a property they have improved if they are not paid for their services or materials. To enforce a mechanic's lien in Indiana, the party must file a notice of the lien with the county recorder's office within a specific time frame after the work is completed or materials are provided. Another type of lien is the homeowners' association (HOA) lien, which can be placed on a property for unpaid association dues or assessments. Indiana law outlines the process for enforcing these liens, including the requirement for the HOA to provide notice to the homeowner before proceeding with foreclosure. It's important to note that lien laws are subject to change, and specific procedures must be followed to enforce a lien legally. An attorney can provide guidance on the current regulations and assist with filing or defending against a lien in Indiana.