A lien (pronounced lean) is a legal right, claim, or interest in another person’s property that remains until a debt is paid or an obligation is fulfilled. For example, a lien may be placed on real property to secure a contractor’s claim for payment for work or materials provided to improve the property (a mechanic’s lien) or by a homeowners’ association to secure payment for unpaid dues or assessments against an individual homeowner.
There are many different types of liens related to real property and the laws regarding these liens may vary from state to state.
In Alabama, a lien is a legal claim against property that ensures payment of a debt or fulfillment of an obligation. A common type of lien is the mechanic's lien, which contractors can use to secure payment for labor or materials provided for property improvements. To enforce a mechanic's lien in Alabama, the contractor must file a statement of lien with the probate office in the county where the property is located, typically within six months of the last work performed or materials supplied. Homeowners' associations (HOAs) can also place liens on property for unpaid dues or assessments. These liens are governed by the association's governing documents and Alabama state law, which may require the HOA to provide notice to the homeowner and may regulate the process for enforcing the lien. It's important to note that lien laws are subject to change, and specific procedures must be followed to ensure the lien is valid and enforceable under Alabama law.