Home improvement projects—also known as home repairs, renovations, or remodeling—range from small painting projects to complete reconstruction of rooms or of an entire home.

Home improvement projects can present a number of potential legal issues, including financing and loans (home equity line of credit or HELOC, for example); the construction contract for the work (materials and labor); surveys and lot lines; mechanic’s liens; waivers or releases of mechanic’s liens; insurance against damage or loss (builder’s risk) to the home or materials; and worker’s compensation insurance to insure against personal injuries sustained by a contractor or subcontractor.

In Tennessee, home improvement projects are subject to various legal considerations. Financing such projects often involves home equity lines of credit (HELOCs), which are regulated by state and federal lending laws. The construction contract, which details the scope of work, materials, labor, and payment terms, is a critical legal document that should comply with Tennessee's Home Improvement Act if the project exceeds $3,000. This Act requires specific information to be included in the contract and provides homeowners with certain protections. It's important to be aware of property boundaries, and surveys may be necessary to establish lot lines to avoid disputes. Mechanic’s liens are a legal tool that contractors and subcontractors can use to secure payment for their work, and these liens must be filed in accordance with Tennessee statutes. Homeowners and contractors should also be aware of the need for waivers or releases of mechanic's liens upon payment. Insurance is another key consideration; builder’s risk insurance can protect against damage or loss during the project, while worker’s compensation insurance is required for contractors to cover personal injuries sustained on the job. Compliance with these regulations is essential to ensure the legality and smooth progression of home improvement projects in Tennessee.