Home improvement projects—also known as home repairs, renovations, or remodeling—range from small painting projects to complete reconstruction of rooms or of an entire home.

Home improvement projects can present a number of potential legal issues, including financing and loans (home equity line of credit or HELOC, for example); the construction contract for the work (materials and labor); surveys and lot lines; mechanic’s liens; waivers or releases of mechanic’s liens; insurance against damage or loss (builder’s risk) to the home or materials; and worker’s compensation insurance to insure against personal injuries sustained by a contractor or subcontractor.

In Pennsylvania, home improvement projects are regulated to protect homeowners and ensure that contractors conduct business in a fair and legal manner. Financing such projects often involves a home equity line of credit (HELOC), which is a loan where the borrower uses the equity of their home as collateral. The Pennsylvania Home Improvement Consumer Protection Act requires contractors to register with the state and to use contracts for projects over $500. These contracts must be in writing and include specific information such as the start and completion dates, a description of the work, and the total cost. Before starting work, it's important to verify property lines to avoid disputes. Mechanic’s liens are a legal tool for contractors to secure payment for their work, but homeowners can request waivers or releases of these liens once payment is made. Insurance is also crucial; builder’s risk insurance covers damage to the home during construction, while worker’s compensation insurance is required for contractors to cover injuries to workers on the job. Homeowners should ensure that contractors have the necessary insurance to avoid liability for accidents. It's advisable for homeowners to consult with an attorney to navigate these legal aspects of home improvement projects.