Home improvement projects—also known as home repairs, renovations, or remodeling—range from small painting projects to complete reconstruction of rooms or of an entire home.

Home improvement projects can present a number of potential legal issues, including financing and loans (home equity line of credit or HELOC, for example); the construction contract for the work (materials and labor); surveys and lot lines; mechanic’s liens; waivers or releases of mechanic’s liens; insurance against damage or loss (builder’s risk) to the home or materials; and worker’s compensation insurance to insure against personal injuries sustained by a contractor or subcontractor.

In North Dakota, home improvement projects are subject to various legal considerations. Financing such projects often involves home equity lines of credit (HELOCs), which are governed by state and federal lending laws. The construction contract, which details the scope of work, materials, labor, and payment terms, is a critical legal document that should comply with North Dakota's contract laws. Before starting a project, homeowners should ensure that property surveys respect lot lines to avoid disputes. Mechanic’s liens are a legal tool for contractors and subcontractors to secure payment for their work and materials provided; North Dakota's Century Code outlines the specific procedures and timeframes for filing such liens. Waivers or releases of mechanic’s liens may be used once payment is received. Insurance is another important consideration; builder’s risk insurance can protect against damage or loss during construction, while worker’s compensation insurance is required for contractors with employees to cover injuries on the job. Homeowners and contractors should consult with an attorney to navigate these legal aspects and ensure compliance with all relevant laws and regulations.