Home improvement projects—also known as home repairs, renovations, or remodeling—range from small painting projects to complete reconstruction of rooms or of an entire home.

Home improvement projects can present a number of potential legal issues, including financing and loans (home equity line of credit or HELOC, for example); the construction contract for the work (materials and labor); surveys and lot lines; mechanic’s liens; waivers or releases of mechanic’s liens; insurance against damage or loss (builder’s risk) to the home or materials; and worker’s compensation insurance to insure against personal injuries sustained by a contractor or subcontractor.

In Indiana, home improvement projects are subject to various legal considerations. Financing such projects often involves home equity lines of credit (HELOCs), which are regulated by state and federal lending laws. When entering into construction contracts, homeowners must ensure that the terms clearly outline the scope of work, materials, labor, and payment schedules. Indiana law requires that contractors performing home improvements be licensed if they are doing work in a county with a population of 7,500 or more. Surveys and lot lines may need to be reviewed to comply with local zoning and building codes. Mechanic’s liens are a legal tool that contractors and subcontractors can use to secure payment for their work, and Indiana has specific statutes governing the filing and enforcement of these liens. Homeowners and contractors should also be aware of the need for waivers or releases of mechanic's liens upon payment. Insurance is another important consideration; builder’s risk insurance can protect against damage or loss during construction, while worker’s compensation insurance is necessary to cover personal injuries sustained by contractors or subcontractors on the job. It is advisable for homeowners to consult with an attorney to navigate these legal issues effectively and ensure compliance with all relevant laws and regulations.