Home improvement projects—also known as home repairs, renovations, or remodeling—range from small painting projects to complete reconstruction of rooms or of an entire home.

Home improvement projects can present a number of potential legal issues, including financing and loans (home equity line of credit or HELOC, for example); the construction contract for the work (materials and labor); surveys and lot lines; mechanic’s liens; waivers or releases of mechanic’s liens; insurance against damage or loss (builder’s risk) to the home or materials; and worker’s compensation insurance to insure against personal injuries sustained by a contractor or subcontractor.

In California, home improvement projects are subject to various legal regulations to protect homeowners and ensure the quality and legality of the work. Financing such projects often involves a home equity line of credit (HELOC), which is regulated by state and federal laws to ensure fair lending practices. Construction contracts are crucial and must detail the scope of work, materials, labor, and payment terms. California law requires contractors to be licensed and to provide a written contract for home improvement projects. Surveys and lot lines must be respected to avoid disputes or legal issues related to property boundaries. Mechanic’s liens are a legal tool for contractors and subcontractors to secure payment for their work, but homeowners can require lien releases upon payment to prevent any future claims against their property. Insurance is another important consideration; builder’s risk insurance can cover loss or damage during construction, while worker’s compensation insurance is mandatory for contractors to cover injuries sustained by workers on the job. It's advisable for homeowners to consult with an attorney to navigate these legal aspects effectively.