Same-sex marriage refers to lawful marriage between spouses of the same sex. Same-sex marriage is legal and recognized in every U.S. state and the District of Columbia (Washington, D.C.).
As long as a same-sex couple is married in a jurisdiction with legal authority to authorize the marriage, a health insurance company that offers health coverage to opposite-sex spouses must do the same for same-sex spouses.
The federal Health Insurance Marketplace® also treats married same-sex couples the same as married opposite-sex couples in every state when they apply for premium tax credits and lower out-of-pocket costs on private insurance plans.
In Utah, same-sex marriage is legal and recognized in accordance with federal law. This follows the U.S. Supreme Court's decision in Obergefell v. Hodges (2015), which made same-sex marriage legal across the country. Consequently, health insurance companies in Utah that provide coverage to opposite-sex spouses are required to offer the same coverage to same-sex spouses. This mandate ensures that same-sex married couples have equal access to health insurance benefits. Additionally, when applying for premium tax credits and lower out-of-pocket costs on private insurance plans through the federal Health Insurance Marketplace®, married same-sex couples are treated the same as married opposite-sex couples, regardless of the state they reside in, including Utah.