Investments are assets or items acquired for the purpose of generating interest payments, income, or appreciation in value. Real estate, stocks, bonds, options, annuities, mutual funds, cryptocurrencies, artwork, and collectibles are common examples of investments.

In New Mexico, as in other states, investments are regulated to protect investors and ensure fair practices. Real estate transactions are overseen by the New Mexico Real Estate Commission, which ensures compliance with state real estate laws. Stocks, bonds, options, annuities, and mutual funds are subject to both federal regulations, such as those enforced by the Securities and Exchange Commission (SEC), and state regulations under the New Mexico Securities Act. This act is administered by the New Mexico Regulation and Licensing Department's Securities Division, which aims to prevent fraud and promote transparency in securities transactions. Cryptocurrencies, while not as heavily regulated as traditional securities, are subject to federal guidelines and state-level regulations that may address issues like taxation and anti-money laundering. Artwork and collectibles, though not typically regulated as financial securities, can be subject to state sales tax and federal capital gains tax upon sale. It's important for investors in New Mexico to be aware of these regulations and to consider consulting with an attorney or financial advisor to ensure compliance with all applicable laws when making investment decisions.