Investments are assets or items acquired for the purpose of generating interest payments, income, or appreciation in value. Real estate, stocks, bonds, options, annuities, mutual funds, cryptocurrencies, artwork, and collectibles are common examples of investments.
In New Hampshire, investments are regulated by both state and federal laws. The New Hampshire Bureau of Securities Regulation is responsible for the oversight of securities within the state, ensuring compliance with the New Hampshire Uniform Securities Act. This act governs the registration of securities, broker-dealers, investment advisers, and their representatives, and it aims to protect investors from fraudulent practices. At the federal level, the Securities and Exchange Commission (SEC) regulates securities markets and protects investors. Investments such as real estate are subject to state property laws, while specific regulations for other investment types like cryptocurrencies are evolving, with both state and federal authorities working to establish clearer guidelines. Tax implications of investments are also an important consideration, with both state and federal tax laws affecting how investment income and capital gains are treated.