Investments are assets or items acquired for the purpose of generating interest payments, income, or appreciation in value. Real estate, stocks, bonds, options, annuities, mutual funds, cryptocurrencies, artwork, and collectibles are common examples of investments.
In Missouri, as in other states, investments encompass a wide range of assets acquired with the expectation of earning a return. This includes real estate, stocks, bonds, options, annuities, mutual funds, cryptocurrencies, artwork, and collectibles. The regulation of these investments falls under both state and federal law. The Missouri Securities Act of 2003 governs the sale of securities within the state, requiring registration of securities, broker-dealers, investment advisers, and their representatives, and sets forth anti-fraud provisions. Federally, the Securities and Exchange Commission (SEC) regulates securities markets, and other federal laws like the Sarbanes-Oxley Act impose additional requirements on public companies. Cryptocurrencies, while relatively new, are subject to evolving regulations, with both the SEC and the Commodity Futures Trading Commission (CFTC) having jurisdiction over various aspects of digital assets. For specific investment advice and to ensure compliance with all relevant regulations, it is advisable to consult with an attorney or a financial advisor who is knowledgeable in securities law and investment regulations.