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commercial property insurance

Commercial property insurance protects a commercial building and its contents—such as inventory, computers, telephone systems, documents, furniture, HVAC systems, machinery, and equipment—as well as exterior features such as signs, fences, gates, lighting, and landscaping—from damage caused by fire, burst pipes, storms, theft, and vandalism.

Damage caused by earthquakes and floods is generally not covered by a commercial property insurance policy unless coverage for those natural disasters is added to the policy.

In Wisconsin, commercial property insurance is designed to safeguard businesses against the financial impact of damage to physical assets. This type of insurance typically covers the building itself, its contents, and any exterior features associated with the property. Covered perils often include fire, water damage from burst pipes, storms, theft, and vandalism. However, it's important to note that standard commercial property policies do not usually cover earthquake and flood damage. Business owners in Wisconsin seeking protection from these specific natural disasters would need to purchase additional coverage or endorsements to their existing policy. It's also crucial for policyholders to review their insurance contracts to understand the extent of their coverage, any exclusions, and the conditions under which claims can be made.

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Insurance

commercial property insurance

As a LegalFix Member You Will Be an Important Client of Local Law Firms

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Wisconsin State Code

Wisconsin State Code

Insurance

commercial property insurance

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