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commercial property insurance

Commercial property insurance protects a commercial building and its contents—such as inventory, computers, telephone systems, documents, furniture, HVAC systems, machinery, and equipment—as well as exterior features such as signs, fences, gates, lighting, and landscaping—from damage caused by fire, burst pipes, storms, theft, and vandalism.

Damage caused by earthquakes and floods is generally not covered by a commercial property insurance policy unless coverage for those natural disasters is added to the policy.

In Washington State, commercial property insurance is designed to safeguard businesses against losses to their physical assets, such as buildings and their contents, which can include items like inventory, electronics, documents, and furniture. This type of insurance typically covers damages resulting from incidents such as fire, water damage from burst pipes, storms, theft, and vandalism. However, it's important to note that standard commercial property insurance policies do not automatically cover damage from earthquakes and floods. These natural disasters require separate coverage or endorsements to be added to the existing policy. Business owners in Washington should carefully review their insurance policies and consider their geographic location and risk factors when deciding whether to purchase additional coverage for earthquakes and floods.

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Insurance

commercial property insurance

As a LegalFix Member You Will Be an Important Client of Local Law Firms

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Washington State Code

Washington State Code

Insurance

commercial property insurance

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