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commercial property insurance

Commercial property insurance protects a commercial building and its contents—such as inventory, computers, telephone systems, documents, furniture, HVAC systems, machinery, and equipment—as well as exterior features such as signs, fences, gates, lighting, and landscaping—from damage caused by fire, burst pipes, storms, theft, and vandalism.

Damage caused by earthquakes and floods is generally not covered by a commercial property insurance policy unless coverage for those natural disasters is added to the policy.

In Nevada, commercial property insurance is designed to safeguard businesses against losses to their physical assets due to various risks. This type of insurance typically covers the building itself, its contents, and other property related to the business, such as inventory, technology, and outdoor features. Standard policies usually protect against perils like fire, water damage from burst pipes, storms, theft, and vandalism. However, it's important to note that in Nevada, as in many other states, standard commercial property insurance policies do not automatically cover earthquake and flood damage. These natural disasters require separate endorsements or policies. Business owners interested in comprehensive protection should consider adding specific coverage for these events, especially given Nevada's proximity to seismic activity and potential for flash flooding in certain areas.

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Insurance

commercial property insurance

As a LegalFix Member You Will Be an Important Client of Local Law Firms

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Nevada State Code

Nevada State Code

Insurance

commercial property insurance

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