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commercial property insurance

Commercial property insurance protects a commercial building and its contents—such as inventory, computers, telephone systems, documents, furniture, HVAC systems, machinery, and equipment—as well as exterior features such as signs, fences, gates, lighting, and landscaping—from damage caused by fire, burst pipes, storms, theft, and vandalism.

Damage caused by earthquakes and floods is generally not covered by a commercial property insurance policy unless coverage for those natural disasters is added to the policy.

In Arizona, commercial property insurance is designed to safeguard businesses against losses to their physical assets due to common risks such as fire, theft, vandalism, and certain weather-related damages. This type of insurance typically covers the building itself, its contents, and exterior features. However, standard policies do not cover damage from earthquakes and floods. Business owners in Arizona seeking protection from these specific natural disasters would need to purchase additional coverage or separate policies that specifically address earthquake and flood damage. It's important for businesses to review their policies and understand the exclusions and coverage limits, and to consider the geographical and environmental risks specific to their locations when deciding whether to add such coverages.

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commercial property insurance

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commercial property insurance

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