Commercial auto insurance is a type of insurance policy that helps cover vehicles used for business purposes such as cars, trucks, and vans. Commercial auto insurance covers vehicle damage and driver injuries.

Commercial auto policies tend to have higher coverage limits than personal policies, because business vehicles need more protection in case of accidents.

Commercial auto insurance covers business vehicles for things like:

• Damage to your vehicle(s)

• Driver injury

• Injury to someone else

• Damage to someone else's property

Vehicles covered by commercial auto insurance generally include:

• Cars

• Vans

• Pickup trucks

• Box trucks

• Service utility trucks

• Food trucks

In West Virginia (WV), commercial auto insurance is required for vehicles used for business purposes, such as cars, trucks, and vans. This type of insurance provides coverage for vehicle damage, driver injuries, injuries to others, and damage to other people's property. The state mandates certain minimum liability coverage limits that must be met, which are typically higher than those for personal auto insurance due to the increased risks associated with business use. Coverage can include a variety of vehicles from cars and vans to specialized trucks like box trucks, service utility trucks, and food trucks. Business owners must ensure that their commercial vehicles are adequately insured to protect against potential claims and to comply with state regulations. It's important for businesses to work with an attorney or an insurance agent to determine the appropriate level of coverage based on their specific needs and risks.