Commercial auto insurance is a type of insurance policy that helps cover vehicles used for business purposes such as cars, trucks, and vans. Commercial auto insurance covers vehicle damage and driver injuries.

Commercial auto policies tend to have higher coverage limits than personal policies, because business vehicles need more protection in case of accidents.

Commercial auto insurance covers business vehicles for things like:

• Damage to your vehicle(s)

• Driver injury

• Injury to someone else

• Damage to someone else's property

Vehicles covered by commercial auto insurance generally include:

• Cars

• Vans

• Pickup trucks

• Box trucks

• Service utility trucks

• Food trucks

In Wisconsin, commercial auto insurance is designed to provide coverage for vehicles used for business purposes, which can include a range of vehicles from cars and vans to box trucks and food trucks. This type of insurance typically offers higher coverage limits compared to personal auto insurance policies, reflecting the greater risks associated with business use. Coverage extends to vehicle damage, injuries to the driver, and liabilities for injuries to others or damage to other people's property. Wisconsin requires businesses that own vehicles to carry certain minimum insurance coverages, including liability insurance to cover bodily injury and property damage. The specific requirements can vary based on factors such as the type of vehicle and its use. It is important for businesses operating in Wisconsin to ensure their commercial auto insurance meets state regulations to avoid penalties and ensure adequate protection in the event of an accident.