Commercial auto insurance is a type of insurance policy that helps cover vehicles used for business purposes such as cars, trucks, and vans. Commercial auto insurance covers vehicle damage and driver injuries.

Commercial auto policies tend to have higher coverage limits than personal policies, because business vehicles need more protection in case of accidents.

Commercial auto insurance covers business vehicles for things like:

• Damage to your vehicle(s)

• Driver injury

• Injury to someone else

• Damage to someone else's property

Vehicles covered by commercial auto insurance generally include:

• Cars

• Vans

• Pickup trucks

• Box trucks

• Service utility trucks

• Food trucks

In Utah, commercial auto insurance is required for vehicles used for business purposes, similar to personal auto insurance requirements. This type of insurance provides coverage for damage to the insured vehicles, injuries to the drivers, and potential liabilities for injuries to others or damage to their property. Utah state law mandates that all motor vehicles operated on public roads must carry a minimum amount of liability insurance. The minimum requirements for commercial vehicles can be higher than for personal vehicles, reflecting the increased risk and potential for higher damages associated with business use. Coverage typically extends to a range of vehicles including cars, vans, pickup trucks, box trucks, service utility trucks, and food trucks. Businesses must ensure that their commercial vehicles are adequately insured to comply with state regulations and to protect their assets from the financial consequences of accidents and other on-road incidents.