Commercial auto insurance is a type of insurance policy that helps cover vehicles used for business purposes such as cars, trucks, and vans. Commercial auto insurance covers vehicle damage and driver injuries.

Commercial auto policies tend to have higher coverage limits than personal policies, because business vehicles need more protection in case of accidents.

Commercial auto insurance covers business vehicles for things like:

• Damage to your vehicle(s)

• Driver injury

• Injury to someone else

• Damage to someone else's property

Vehicles covered by commercial auto insurance generally include:

• Cars

• Vans

• Pickup trucks

• Box trucks

• Service utility trucks

• Food trucks

In Ohio, commercial auto insurance is required for vehicles used for business purposes, such as cars, trucks, and vans. This type of policy provides coverage for vehicle damage, driver injuries, injuries to others, and damage to someone else's property. Ohio law mandates that any vehicle operated on the roads must have a minimum amount of liability insurance, and this extends to commercial vehicles as well. The minimum liability requirements for commercial vehicles in Ohio may vary based on factors such as the vehicle's weight and use. Commercial auto policies typically offer higher coverage limits compared to personal auto policies to account for the increased risks associated with business use. Businesses that operate vehicles in Ohio should ensure they have adequate commercial auto insurance to comply with state regulations and to protect their assets from the financial consequences of vehicle-related accidents.