Commercial auto insurance is a type of insurance policy that helps cover vehicles used for business purposes such as cars, trucks, and vans. Commercial auto insurance covers vehicle damage and driver injuries.

Commercial auto policies tend to have higher coverage limits than personal policies, because business vehicles need more protection in case of accidents.

Commercial auto insurance covers business vehicles for things like:

• Damage to your vehicle(s)

• Driver injury

• Injury to someone else

• Damage to someone else's property

Vehicles covered by commercial auto insurance generally include:

• Cars

• Vans

• Pickup trucks

• Box trucks

• Service utility trucks

• Food trucks

In Nevada, commercial auto insurance is required for vehicles used for business purposes, such as cars, trucks, vans, box trucks, service utility trucks, and food trucks. This type of insurance is designed to provide higher coverage limits than personal auto insurance policies, reflecting the greater risks associated with business use. Coverage typically includes damage to the insured vehicle, injuries to the driver, and liability for injuries to others and damage to other people's property. Nevada state law requires all motor vehicles operated on public roads to be insured with at least the state minimum liability insurance. For commercial vehicles, the minimum requirements can be higher, especially for vehicles that carry hazardous materials or transport passengers. It is important for businesses to ensure that their commercial vehicles are adequately insured to protect against potential financial losses from accidents or other incidents on the road.