Commercial auto insurance is a type of insurance policy that helps cover vehicles used for business purposes such as cars, trucks, and vans. Commercial auto insurance covers vehicle damage and driver injuries.
Commercial auto policies tend to have higher coverage limits than personal policies, because business vehicles need more protection in case of accidents.
Commercial auto insurance covers business vehicles for things like:
• Damage to your vehicle(s)
• Driver injury
• Injury to someone else
• Damage to someone else's property
Vehicles covered by commercial auto insurance generally include:
• Cars
• Vans
• Pickup trucks
• Box trucks
• Service utility trucks
• Food trucks
In Delaware, commercial auto insurance is required for vehicles used for business purposes, such as cars, trucks, and vans. This type of policy provides coverage for vehicle damage, driver injuries, injuries to others, and damage to other people's property. The coverage limits for commercial auto insurance are typically higher than those for personal auto policies to offer adequate protection in the event of accidents involving business vehicles. The range of vehicles that can be insured under a commercial auto policy is broad, including but not limited to cars, vans, pickup trucks, box trucks, service utility trucks, and food trucks. Delaware state law mandates that all vehicles operated on public roads must have minimum liability insurance, and this extends to commercial vehicles. Businesses must ensure that their commercial vehicles are insured in compliance with state regulations to avoid penalties and ensure financial protection against potential claims arising from their business operations.