Commercial auto insurance is a type of insurance policy that helps cover vehicles used for business purposes such as cars, trucks, and vans. Commercial auto insurance covers vehicle damage and driver injuries.

Commercial auto policies tend to have higher coverage limits than personal policies, because business vehicles need more protection in case of accidents.

Commercial auto insurance covers business vehicles for things like:

• Damage to your vehicle(s)

• Driver injury

• Injury to someone else

• Damage to someone else's property

Vehicles covered by commercial auto insurance generally include:

• Cars

• Vans

• Pickup trucks

• Box trucks

• Service utility trucks

• Food trucks

In Colorado (CO), commercial auto insurance is required for vehicles used for business purposes, such as cars, trucks, and vans. This type of insurance provides coverage for vehicle damage, driver injuries, injuries to others, and damage to other people's property. The coverage limits for commercial auto policies are typically higher than personal auto policies to offer adequate protection for business-related risks. The range of vehicles that can be insured under a commercial auto policy is broad, including but not limited to cars, vans, pickup trucks, box trucks, service utility trucks, and food trucks. Colorado state law mandates that all vehicles, including those used for commercial purposes, must carry a minimum amount of liability insurance. This ensures that in the event of an accident, there is financial coverage for bodily injury and property damage that the insured vehicle may cause to others. Business owners should consult with an attorney or an insurance agent to ensure that their commercial auto insurance meets state requirements and adequately protects their business assets.