A Financial Responsibility Insurance Certificate (SR-22) is proof or verification the holder is maintaining vehicle liability insurance in the required amounts. It is not a type of insurance—it is a form filed with the state’s department of public safety (DPS), department of transportation (DOT), or department of motor vehicles (DMV) and may also be referred to as an SR-22 Bond or SR-22 Form.
An SR-22 can be issued by most insurance providers, who will notify the state’s department of public safety or department of motor vehicles when an SR-22 is cancelled, terminated, or lapses.
The state will often require a driver whose license has been suspended following an arrest for DUI/DWI to provide an SR-22 in order to get their occupational or restricted license or to have their driver’s license reinstated.
In Wyoming, an SR-22 is a certificate of financial responsibility that proves a driver carries the state-required minimum amount of vehicle liability insurance. This form is not insurance itself, but rather a document provided by an insurance company to the state's Department of Transportation (DOT) or Department of Motor Vehicles (DMV) to verify that the driver is insured. Insurance providers are responsible for notifying the state if an SR-22 is cancelled, terminated, or lapses. Wyoming may require drivers who have had their licenses suspended due to DUI/DWI offenses to file an SR-22 as a condition for obtaining an occupational or restricted license, or for full reinstatement of their driving privileges. The requirement to maintain an SR-22 typically lasts for a period determined by the state, and during this time, the driver must keep continuous insurance coverage.