A Financial Responsibility Insurance Certificate (SR-22) is proof or verification the holder is maintaining vehicle liability insurance in the required amounts. It is not a type of insurance—it is a form filed with the state’s department of public safety (DPS), department of transportation (DOT), or department of motor vehicles (DMV) and may also be referred to as an SR-22 Bond or SR-22 Form.

An SR-22 can be issued by most insurance providers, who will notify the state’s department of public safety or department of motor vehicles when an SR-22 is cancelled, terminated, or lapses.

The state will often require a driver whose license has been suspended following an arrest for DUI/DWI to provide an SR-22 in order to get their occupational or restricted license or to have their driver’s license reinstated.

In Pennsylvania, an SR-22 is not required as it is in some other states. Pennsylvania does not use the SR-22 form or process as a means of proving financial responsibility for drivers. Instead, the state relies on its own methods to ensure that drivers maintain the required liability insurance. If a driver's license is suspended due to a DUI/DWI or another serious offense, Pennsylvania may require other forms of proof of insurance or financial responsibility to reinstate a driver's license, but this will not be in the form of an SR-22. Drivers moving to Pennsylvania with an SR-22 requirement from another state should contact the Pennsylvania Department of Transportation (PennDOT) to understand how to meet Pennsylvania's insurance requirements and maintain compliance with their previous state's SR-22.