A Financial Responsibility Insurance Certificate (SR-22) is proof or verification the holder is maintaining vehicle liability insurance in the required amounts. It is not a type of insurance—it is a form filed with the state’s department of public safety (DPS), department of transportation (DOT), or department of motor vehicles (DMV) and may also be referred to as an SR-22 Bond or SR-22 Form.

An SR-22 can be issued by most insurance providers, who will notify the state’s department of public safety or department of motor vehicles when an SR-22 is cancelled, terminated, or lapses.

The state will often require a driver whose license has been suspended following an arrest for DUI/DWI to provide an SR-22 in order to get their occupational or restricted license or to have their driver’s license reinstated.

In Oklahoma, an SR-22 is a certificate of insurance that proves the holder carries the state's required minimum amount of vehicle liability coverage. This certificate is necessary for individuals who have had their driving privileges suspended or revoked due to certain offenses, such as DUI/DWI. The Oklahoma Department of Public Safety (DPS) is the agency that typically handles SR-22 requirements. Most insurance providers can issue an SR-22, and they are obligated to inform the DPS if the SR-22 is cancelled, terminated, or lapses. Drivers may be required to submit an SR-22 to obtain an occupational or restricted license, or to reinstate their standard driving license after suspension. It's important to note that the SR-22 itself is not insurance, but rather a verification that the driver is maintaining the necessary insurance coverage.