A DUI/DWI conviction, driver’s license suspension or revocation, or related accident or traffic violation may significantly increase a driver’s insurance rate (by an average of 80%)—and two or more DUI/DWI convictions may make it difficult for a driver to acquire the insurance necessary to operate a vehicle.
In Wisconsin, a DUI (driving under the influence) or OWI (operating while intoxicated) conviction can have a substantial impact on a driver's insurance rates. After such a conviction, insurance providers may consider the driver to be high-risk, which often results in increased premiums. On average, insurance rates can go up by approximately 80% following a DUI/OWI conviction. Additionally, if a driver accumulates two or more DUI/OWI convictions, it becomes even more challenging to obtain the necessary insurance to legally operate a vehicle. Insurers may deny coverage or offer it at significantly higher rates. Furthermore, a DUI/OWI conviction typically leads to a driver's license suspension or revocation, which is a matter of public record and can be easily accessed by insurance companies. This, along with any related accidents or traffic violations, can further influence insurance costs and coverage availability.