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DUI / DWI

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A DUI/DWI conviction, driver’s license suspension or revocation, or related accident or traffic violation may significantly increase a driver’s insurance rate (by an average of 80%)—and two or more DUI/DWI convictions may make it difficult for a driver to acquire the insurance necessary to operate a vehicle.

In Washington State, a DUI (Driving Under the Influence) or DWI (Driving While Intoxicated) conviction can have a substantial impact on a driver's car insurance rates. Following such a conviction, insurance providers may consider the driver to be high-risk, which often results in increased premiums. On average, insurance rates can go up by approximately 80%, although the exact increase can vary based on the insurer's policies and the driver's history. If a driver accumulates two or more DUI/DWI convictions, the challenge of obtaining car insurance can become even greater, as some insurers may refuse to provide coverage altogether. Additionally, a DUI/DWI conviction typically leads to the suspension or revocation of the driver's license, which is a factor insurers consider when determining rates or deciding whether to offer coverage. It's important to note that these consequences are in addition to any legal penalties imposed by the state, such as fines, jail time, or mandatory alcohol education programs.

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DUI / DWI

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DUI / DWI

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