A DUI/DWI conviction, driver’s license suspension or revocation, or related accident or traffic violation may significantly increase a driver’s insurance rate (by an average of 80%)—and two or more DUI/DWI convictions may make it difficult for a driver to acquire the insurance necessary to operate a vehicle.
In Vermont, a DUI (Driving Under the Influence) or DWI (Driving While Intoxicated) conviction can have a substantial impact on a driver's car insurance rates. Vermont law considers these offenses serious, and as a result, insurance companies may increase premiums significantly, sometimes by an average of 80% or more. This is because a DUI/DWI conviction indicates a higher risk for insurers. If a driver has multiple DUI/DWI convictions, the challenge of obtaining car insurance can become even greater, as some insurers may be reluctant to provide coverage to high-risk drivers. Additionally, a DUI/DWI can lead to the suspension or revocation of a driver's license, which also affects insurance eligibility and rates. The duration of the increased rates and the specifics of insurance impacts can vary based on the insurance provider's policies and the details of the driver's record.