A DUI/DWI conviction, driver’s license suspension or revocation, or related accident or traffic violation may significantly increase a driver’s insurance rate (by an average of 80%)—and two or more DUI/DWI convictions may make it difficult for a driver to acquire the insurance necessary to operate a vehicle.
In Virginia, a DUI/DWI conviction can have a substantial impact on a driver's insurance rates. Virginia law considers driving under the influence a serious offense, and insurance companies typically raise premiums for drivers with such convictions. On average, insurance rates can increase by about 80% following a DUI/DWI conviction. This is because insurers view drivers with DUI/DWI convictions as high-risk. Additionally, multiple DUI/DWI convictions can further complicate a driver's ability to obtain the necessary insurance to legally operate a vehicle. Insurers may be reluctant to provide coverage, or they may only offer it at significantly higher rates. Furthermore, Virginia may suspend or revoke a driver's license following a DUI/DWI conviction or related traffic violation, which also affects insurance eligibility and rates. It's important for drivers in Virginia to understand that the consequences of impaired driving extend beyond legal penalties and can have long-lasting financial implications.