A DUI/DWI conviction, driver’s license suspension or revocation, or related accident or traffic violation may significantly increase a driver’s insurance rate (by an average of 80%)—and two or more DUI/DWI convictions may make it difficult for a driver to acquire the insurance necessary to operate a vehicle.
In Utah, a DUI (Driving Under the Influence) or DWI (Driving While Intoxicated) conviction can have a substantial impact on a driver's car insurance rates. Utah law considers DUIs to be serious offenses, and as a result, insurance companies may increase premiums significantly, sometimes by an average of 80% or more, due to the higher risk associated with insuring a driver with a DUI/DWI record. Additionally, multiple DUI/DWI convictions can lead to even more severe consequences, including the possibility of insurance companies refusing to provide coverage. This is because a history of multiple DUI/DWI offenses demonstrates a pattern of risky behavior, making such drivers a high risk for insurers. Furthermore, Utah may suspend or revoke a driver's license following a DUI/DWI conviction or related traffic violation, which also negatively affects insurance rates and the ability to legally operate a vehicle.