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DUI / DWI

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A DUI/DWI conviction, driver’s license suspension or revocation, or related accident or traffic violation may significantly increase a driver’s insurance rate (by an average of 80%)—and two or more DUI/DWI convictions may make it difficult for a driver to acquire the insurance necessary to operate a vehicle.

In Tennessee, a DUI (Driving Under the Influence) or DWI (Driving While Impaired) conviction can have a substantial impact on a driver's car insurance rates. On average, insurance rates can increase by about 80% following such a conviction. This is because insurers view drivers with DUI/DWI convictions as high-risk, which often leads to higher premiums to offset the perceived risk. Additionally, multiple DUI/DWI convictions can make it even more challenging for drivers to find insurance coverage, as some insurers may be unwilling to provide coverage to individuals with a history of multiple offenses. Furthermore, a DUI/DWI conviction typically results in the suspension or revocation of the driver's license, which is another factor that can lead to increased insurance costs once the license is reinstated. Traffic violations and accidents related to DUI/DWI can also contribute to higher insurance rates. It's important for drivers in Tennessee to be aware of these potential consequences and to understand that maintaining a clean driving record is crucial for keeping insurance rates affordable.

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DUI / DWI

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DUI / DWI

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